Thousands of years ago, a whole city lit lamps so that one person could find his way home. We still do it. Every year. For each other.
तमसो मा ज्योतिर्गमय Lead me from darkness to light. That is the whole of Diwali in four words, and our wish for you this year.
शुभं करोति कल्याणम् आरोग्यं धनसम्पदा ।
शत्रुबुद्धिविनाशाय दीपज्योतिर्नमोऽस्तु ते ॥
I bow to the light of the lamp. It brings goodness, health and wealth, and burns away the enemy within.
~ the evening prayer our grandmothers whispered as they lit the first diya
Why the flame always points up
Our elders said that is the nature of the atman, the self. Knocked down, turned around, it still reaches upward. Whatever this year bent in your life, may it find its way back up.
Five nights, five lessons
We buy a little gold or a new vessel, and thank Dhanvantari, the healer. The lesson: health is the first wealth. Everything else is counted after it.
Krishna defeats Narakasura, the demon who kept others captive. The lesson: before the new year, set free whatever has been holding you back. Old grudges, old fears, old pending work.
Homes are cleaned, lamps line every door, and Lakshmi is said to enter only where there is light and order. The lesson: prosperity is invited, not chased.
Krishna lifts a mountain to shelter a whole village. In Gujarat, it is also our New Year, Saal Mubarak. The lesson: real strength is the shelter you give others.
Yamuna feeds her brother Yama, and even the lord of death goes home blessed. The lesson: in the end, our people are the only balance sheet that matters.
A note from my desk
Here in Gujarat, on Lakshmi Puja, traders close the old chopda and open a new one. On its first page they write two words, side by side: शुभ लाभ. Shubh, then Labh. Goodness first, then gain.
I have spent my working life inside account books, and I have never found a better business philosophy than those two words in that order. The numbers that last are the ones earned the right way.
Krishna put it more simply in the Gita: कर्मण्येवाधिकारस्ते मा फलेषु कदाचन Your right is to the work, never to its fruit. Do the work well, and leave the rest to Ma Lakshmi.
Thank you for letting us be a small part of your work this year. May your new chopda have more shubh, more labh, and fewer surprises. And if anything is weighing on you before the year closes, message me. Festival or not.
Durgesh
CA Durgesh Chavda · Bharat Quantum Prospera
Before 31 December
Hover, or tap on your phone, to flip a card.
The question we get every Diwali
Gifts from relatives are tax-free at any value: parents, siblings, spouse, children and the other relatives the law lists.
Gifts from friends or anyone else become taxable once the year’s total crosses ₹50,000, and then the whole amount is taxed.
Trading on Diwali? There’s a one-hour Muhurat session on Sunday, 8 November (check the NSE or BSE notice for the time). Markets are shut on Tuesday, 10 November.
Free, no sign-up
Saal Mubarak · Samvat 2083
A company you have been dreaming about, money to bring home, a filing you have been putting off. Tell me what you have in mind and we will find the cleanest path to it, together.
hello@durgeshchavda.com · +91 78018 87130
May your home be full of light, and your heart even fuller. Happy Diwali ✦